Solid investment
Solid investment

With over €26 billion in originated mortgages DMFCO offers investors benefits of scale, efficiency and best practices

Responsibility
Responsibility

DMFCO focuses on ESG-impact by supporting sustainable housing, compensating Co2 emission and offering preventive special servicing 

Great flexibility
Great flexibility

Investors can choose between a segregated tailored mandate or a pooled fund solution whereby the risk-return profile is optimized

Professional expertise
Professional expertise

The staff of DMFCO operates as one team and manages the complete investment process from origination to reporting

DMFCO's Dutch Residential Mortgage Funds

DMFCO is active in the lending and asset management of Dutch Residential Mortgage Loans. We provide mortgage asset management under the name DMFCO Asset Management and lending activities under the mortgage label MUNT Hypotheken.

DMFCO offers professional investors1 the opportunity to invest in the asset class via one of our funds:

Nederlands Hypotheken Fonds (NHF): eligible for Dutch pension funds
Dutch Mortgage Investment Fund 2020 (DMIF 2020): eligible for professional investors
Dutch Mortgage Investment Fund 1863 (DMIF 1863): eligible for professional investors
Nederlands Hypotheken Fonds (NHF 1908): eligible for professional investors

If you are interested in investing via one of our funds, please contact us.

1)  Investors as defined in article 1:1 of the Dutch Financial Supervision Act; the fund’s terms and conditions may contain additional criteria for professional investors.

Solid investment

DMFCO’s proposition consists of a highly professional investment in Dutch mortgages via a bespoke mandate or a pool fund solution. Our senior Portfolio Management team provides full support in portfolio advice and reporting, creating a transparent relationship with investors. We focus on long-term investor relations with a continuous dialogue on risk and return. 

DMFCO keeps core and value-added activities in-house, but outsources many processes to best-in-class third parties. This approach keeps operational costs low, which enables DMFCO to provide an attractive return to investors and a transparent mortgage at a fair rate to its customers.

Responsible investing

It is DMFCO’s objective to have a direct and sustainable impact on society. This includes detailed reporting on Environment and Social goals and a fair and transparent retail product. We are a proud member of the UN PRI and support the UN Sustainable Development Goals.

Please find below our PAI statement, Transparency document and the pre-contractual disclosures of our funds:

Great flexibility

At DMFCO investors can create a bespoke portfolio to match their specific risk/return profile. Investors have the flexibility to invest in mortgages with different LTV categories and fixed rate periods, whilst being able to pause their commitment in case of changing risk-return desires.

Professional expertise

DMFCO’s staff brings decades of experience in mortgage lending. The company operates as an investment manager with the best interest of our investors and borrowers as our focus. As a midsize company, we distinguish ourselves by a cost-efficient business model, an agile way of working and short communication lines. 

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