Article 8(+)

DMFCO invests the majority of its portfolio in residential mortgages. Most of the funds managed by DMFCO promote environmental or social characteristics and part of the investments are sustainable. To meet the requirements of SFDR 8+, a minimum sustainable investment target of 15% is required. Therefore, DMFCO has classified a number of residential mortgage funds as Article 8+ ('light green') under the SFDR. If the minimum sustainable investment target is not met, the fund is classified as Article 8 under the SFDR.

The environmental and social characteristics related to investments in residential mortgages are defined in DMFCO's Corporate Social Responsibility and Socially Responsible Investment Policy (‘CSRI Policy’) and encompass aspects such as climate change mitigation and adaptation, affordable housing and decent living standards.

Furthermore,  DMFCO periodically reports on the sustainability measures taken during the most recent reference period and their impact on preventing and mitigating significant adverse sustainability impacts.